Wednesday, December 12, 2007

Second step in the path to success

Money is an idea

"Money Talks" they said, and certainly everyone is talking about real money. The money is a very popular topic because it represents so many things to so many people of food, clothing, freedom, a home, care, etc.

Before money, people expect for someone else good or service. Now, people use money as a means of negotiation. It is simply a concept. As long as people have confidence in the system, then the money will retain some value. You do hours of work in exchange for so much money. You, in turn, take that money and trade for a product or service. A part of what is called on the government to return to public works. The more you earn the more you go to develop the social infrastructure. And another advantage is the more money you have the more people that you can help, let me assure you, there is no reason to be poor.

What is money anyway? The money is worthless in itself, it is only a value of the company is the one that puts on it. People have to believe and have faith in his goal before it can be accepted as tender. People are willing to smooth trade, services and labor for nothing more than an idea, because the government gives a guarantee of value on it. Look what happened after the Civil War. Confederate money became worthless overnight. In short, the money is in the individual exactly what he intends to do with it. Because money has no value in itself, it is only as valuable as what it is exchanged money is a representation of something else.

Why hunt something that is worthless?

The fact is that money is the fuel that runs the world. Sound high? So why is there need for a World Bank? Why the third world countries in such despair? Why do people kill for money, and why so many people risk everything just for the chance to have wealth? You do not have to look further than the Internet as an example of how far people will go for money. Some of the more most outlandish claims that I have ever heard in my life are on the Internet. $ 30000.00 in a week? Give me a break! Six figures in two months, maybe, if you have $ 50000.00 for doing so. The reality is, if we want to get rich, you have to work for it. Dedicated hard work! No setting around on the beach, not to play on the yacht! No BS all work. Unless your rich uncle leaves you, or you hit the lottery, you have to work. I do not work at the local fast-food, I mean down and develop a plan for repaying your time to time. Wealth for some it's only a dream, and for others it is a way of life.

There are no secrets or mysterious magical incantations to acquire wealth. There is no witchcraft or voodoo involved. In fact, it's quite the opposite. There's nothing wrong with gaining wealth. Money is a tool to be used at the discretion of its holder. It is the love of money it receives for people in difficulty. When people put money in the first place, they turned it into their master.

Develop A "Life Plan"

Live the plan, stay the course and not lose sight of your goal. Let's face it, how many years do you expect to be around sixty, seventy and eighty beyond? Of course, nobody can legitimately say how long they live, but they can develop a plan to reduce the risks and enhance the productive years so that they take care of nonproductive. The first half of our lives is care business to make money, the second half of the money takes care of you.

Suppose you go to work in some capacity at the age of twenty, you can plan in what year you will be leaving the workplace and retire. Retirement days now has a different meaning than a few years ago. Now it is called "active retirement", because retirees have found themselves increasingly on the golf course, travel and reading of art than ever. A retirement has become a new lifestyle for the thousands of people who took the time to plan their lives early.

Keeping active retirement in mind, and assuming you want to be active, how much aid must have, and at what age to sustain you? You used to a certain lifestyle after retirement, you will be able to maintain it? Say you set your retirement fifty give you thirty years to collect enough assets to keep you in comfort to each other for thirty years or more. I have good friends in late eighties, and a couple who are well into their nineties. If you are twenty chances are now with the advances in the field of medicine, you are going to live a hundred or beyond. So, you may have to accumulate enough to last fifty years. Half of working life to pay for the other half seems reasonable, and why not? Today there are all kinds of financial planners who will be happy to assist you in your work.

Another consideration is what happens if you get sick and need medical care or major bills? Medical bills have been known to erase full life attends leaving sick people at the mercy of the state or relatives. How can you protect yourself against such a catastrophe? There are several ways, all from your earliest age. The first is insurance. In today's world, health insurance is a necessity. Life insurance is also recommended that anyone who has a family. Take my word for it, you will be treated according to who you are and the value of your insurance policy. Sound hard it is, but it's true. In the United States, you have more of the insurance is your best chance of survival in the event of a catastrophic illness. Your life depends on your ability to pay, it's that simple. The sooner you are able to take out insurance less it will cost.

Ok, Ok both piddling around, How do I start? First and the first thing you have to do is assess where you are now. Most people have no idea where they are. They could find out how much they are making every week, and how the rent, but they have not a clue about how to live. They are lost, why, because everyone around them is lost. They go to work every day and work out their arrears, and do not get anywhere. They come back and face payments up their ears. They are trying to cope with the neighborers and friends, but it takes more than what they are doing. They do not realize their friends and neighborers doing the same thing. They are caught in an endless circle of paying the man for a lifestyle based on false dreams and illusions. They get sick so often from stress, they drink to escape, and their relationships collapse of a lack of commutation. The plod on year after year. Dissatisfied, and shot plagued by the guilt of failure. It is not surprising that so many mental disorders are emerging in today's society. We want freedom, but we do not know how to obtain.

No matter what happens in your life, you can not make a plan until you have established a starting point, and it is equally important to know where is the point of collapse as well. By the way, it is the responsibility of all mature adults to help very young children in a plane of practical life. Make it a game, here is go, and the number of places elapse before you know it hit the finish line? Moms, Dads, define your children and discuss the importance of planning. You can be the factor that gives them a well-prepared and enjoyable life experience. They show how to engage life and love. A high priority for young people is to prepare for and obtain a higher education. The education process is simply an obstacle in a career. A career can work for someone else or for your work independently, it depends on what will best suit your needs office.

Working for someone else has its advantages. Once you are off the clock, your time is yours and if you leave your work at the office. The problem is, there are limits to what you can do, money wise. You need to find the highest bidder for the time and determine whether it is sufficient to meet your needs. Secondly, we must take the money and make money. How about happiness, you will be happy working for the company XYZ? From happiness and fulfillment are important for a good life experience, it impacts your relationships and health .. How are the relations, XYZ company provide you with the necessary time to respond to your personal relationships? For many people this is an ideal solution. The work of man, paycheck in hand. What is the great disadvantage of this kind of thinking? There is no guarantee! XYZ company can stomach after twenty years. Then what? What happens if the company executives with the runoff and finance skip town? Then what? See style, you have no control over the situation, and therefore you have no control over your life.

What about setting your own terms, taking control and mapping your own destiny? Sounds like a better plan? Not so fast! We are talking about self-employment and how to find self-employment? You either become an operation of a person or an employer responsible for the others. How to become self-employed? First planning, preparing the second, third activation. There are a number of things you can take. There are franchises, business opportunities, inheritance and self creations.

Franchises are tried and proven package. A franchisor provides all businesses the necessary expertise (marketing plans and advertising, management guidance, financing assistance, site location, administrative support and training) to accelerate the company. This is valuable commercial information that would otherwise not be available to businesses from scratch. A franchise can be either a product or service where the franchisor owns the right to the name or trademark and leases or licenses the right to a franchisee. Thus, Mc Donald, The UPS Store, Chem-and thousands of others. This type of activity usually confined to a particular geographical area and subject to the franchisor's rules and regulations.

Licensing or rights to the distribution of a product of service. This type of franchise provides a comprehensive range of services, including site selection, training, product supply, marketing plans, and even assistance in obtaining financing. Distributes are given exclusive rights to sell a product as long as certain conditions are met. They must retain the integrity of the enterprise products, but they are not responsible for any accidents directly related to the product. They must maintain certain levels of sales and providing material safety data sheets for the customer. A distribution can sell cars, planes, ships, chemicals, food, etc.

The it is a representative, or what is commonly called Repping. This is where a person is paid to the rights to represent a particular product or service. Reps are generally confined to an area in which they conduct sales and training calls. Reps are independent and are remunerated on a commission basis plus expenses.

Business opportunities are turnkey package that enables corporations to the contractor the freedom to be creative. There is little difference between a franchise and a business opportunity. The biggest difference is, the business person does not have to buy all its products from a supplier. Also, companies can not provide timely include a regular or define a market area. It can define working hours, dress or sales strategy. The tender procedure usually strongly suggest, but it can not require it.

These are just a few packages of the type of business that are available. Most come with a hefty price, running into millions of dollars. Some can be had only a few thousand, but the best known, it is branding, the most costly business will be offered.

Inherited a business is that you take over from someone else. Exercise caution here, you can inherit someone else's bad reputation. If you take over Tony's Dinner, make sure you know how to cook. You need to know how people of service, order supplies, do accounting, laws and regulations as well as to learn about your responsibilities to their employees and the government.

The entrepreneur is a creator. They seek and find niches to fill. They are carpet cleaners, painters, plumbers, contractors and thousands of other businesses. They are risk takers who can carve out an empire to tobacco or ice cream. They are thinkers and doers who bring excitement in our daily lives. Looking back in time and it was business as Rupert Murdoch, Warren Buffet John Rockefeller, these and many other entrepreneurs were the captains of industry that have shaped the American landscape to bring us the lifestyle that we know today. What about the thousands of men and women who brought us little things like, television, radio, automobiles, airplanes, ice cream, electricity in homes, and most indoor plumbing. Now, we do not have to shit in the woods. Some failed, but saw their dreams of living, as Hoover vacuum. DOS Computer propelled Bill Gates as the richest man in the world, but it was originally developed by someone else and sold to Bill Gates for almost nothing. But it was Gates and his cohorts who took the product and convinced IBM for the DOS as an operating system on their computer, and the rest is history.

There must be more to come as we tackle the nitty-gritty of becoming a success.